Posts Tagged ‘career in real estate’

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Strategy or emotion – what’s driving defaults?

Wednesday, May 12th, 2010

A recent Wall Street Journal article, Emotion Drives Many Defaults, reviews interesting new data on why people are defaulting on mortgages. For some, default is a rational response by homeowners who owe far more than the current value of their homes. For others, the reasoning is purely emotional, ranging from frustration and helplessness, to anger with banks and the government.

The article also notes that the “stigma against default remains robust” with the majority of people continuing to make payments for as long as they can, but I wonder how long this can continue. Loan modification programs are not providing much help or hope, and seem to be wearing down homeowners who really want to do the right thing.

The article suggests “a rent based loan program” to help homeowners who are in trouble. It’s an interesting and viable idea, but only a drop in the bucket. That said, every drop helps fill the bucket. I’m starting to see small improvements in the real estate market. In my neighborhood (Los Angeles), houses on the market are selling faster and the values seem to be increasing slightly. I am cautiously hopeful that this is the start of a more controlled recovery.

Do you see signs of improvement in your area? Do you have great idea on how to profit in the current real estate market? History shows that the market will rebound, and will be stronger than ever. It just takes time. And, now is a great time to learn about real estate, and to get your real estate license. To find out more, check out the links below.

To find out how you can help someone start a career in real estate, check out the Real Estate Centre’s Jump Start Program program. This program includes the courses required for a real estate salesperson license, along with our one day exam prep class.

If you’re a licensed real estate sales agent, and want to make use of the current slow conditions to get a broker’s license, the Real Estate Centre offers a variety of courses to help you achieve the goal. Find everything you need at the following link: Broker’s License Courses.

Need to take your salesperson or broker exam, and just don’t seem to get around to it? Enroll in our Exam Prep. Over 90% of our students pass their real estate licensing exams, on the first try.

Whether you’re new to real estate, or you’re a sales agent ready to become a broker, the Real Estate Centre has a program for you. Order online at www.realestatecentre.biz, or give us a call at 310-410-9718 and let us customize a program to meet your needs.

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Need a graduation gift? How about financial secuirty?

Thursday, May 6th, 2010

Is your son/daughter/niece/nephew getting ready to graduate from college? It’s a time to celebrate and look to the future, but for many people, the future is uncertain. Even with a college degree, jobs are hard to come by these days. If you’re looking for the perfect graduation gift, you couldn’t do any better than helping a new grad get his or her real estate license. A career and financial security can’t be beat.

The Real Estate Centre is offering a $10 graduation discount on all online enrollments placed between May 5 and June 5, 2010. It’s easy. Use the discount code “grad” between May 5 and June 5, and you’ll still save $10 on any online order.

To find out how you can help someone start a career in real estate, check out the Real Estate Centre’s Jump Start Program program. This program includes the courses required for a real estate salesperson license, along with our one day exam prep class.

If you’re a licensed real estate sales agent, and want to make use of the current slow conditions to get a broker’s license, the Real Estate Centre offers a variety of courses to help you achieve the goal. Find everything you need at the following link: Broker’s License Courses.

Need to take your salesperson or broker exam, and just don’t seem to get around to it? Enroll in our Exam Prep. Over 90% of our students pass their real estate licensing exams, on the first try.

Whether you’re new to real estate, or you’re a sales agent ready to become a broker, the Real Estate Centre has a program for you. Order online at www.realestatecentre.biz, or give us a call at 310-410-9718 and let us customize a program to meet your needs. And, whether you’re a new grad or not, take advantage of our sale. It won’t be back for another year.

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Looking for a perfect Mother’s Day gift?

Wednesday, May 5th, 2010

Still looking for that perfect Mother’s Day gift? The search ends here. What says “I Love You, Mom” more than a new career? It lasts longer than flowers, and is more practical than jewelry. And, it’s on sale. The Real Estate Centre is offering a $10 Mother’s Day discount on all online enrollments placed between May 5 and May 10, 2010. It’s easy. Just enroll in one of our live or home study programs, enter “mom” when you’re prompted for a discount code, and save $10 on your order.

To find out how you can start a career in real estate, check out the Real Estate Centre’s Jump Start Program program. This program includes the courses required for a real estate salesperson license, along with our one day exam prep class.

If you’re a licensed real estate sales agent, and want to make use of the current slow conditions to get a broker’s license, the Real Estate Centre offers a variety of courses to help you achieve the goal. Find everything you need at the following link: Broker’s License Courses.

Need to take your salesperson or broker exam, and just don’t seem to get around to it? Enroll in our Exam Prep. Over 90% of our students pass their real estate licensing exams, on the first try.

Whether you’re new to real estate, or you’re a sales agent ready to become a broker, the Real Estate Centre has a program for you. Order online at www.realestatecentre.biz, or give us a call at 310-410-9718 and let us customize a program to meet your needs.

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PMI is back!

Monday, April 26th, 2010


Private mortgage insurance companies to return to market, ran as a headline in one of the LA Times articles on April 25, 2010. Although buried inside the Business Section, to me this is an important step in stabilizing the housing market. The article describes how many lenders are again requiring borrowers with less than a 20% down payment to purchase PMI to help mitigate the risk.

Additionally, the FHA is changing some of its requirements for down payments on homes it finances. The traditional 3.5% down payment for FHA loans is still available for home buyers with FICO scores of 580 or higher but buyers with less desirable scores will be required to put 10% down. The FHA is also asking Congress to approve higher rates for their mortgage insurance premium, which for the average home buyer brings FHA loan rates more in line with private mortgages. Hopefully these changes will help further stabilize the housing market.

Interested in learning more about real estate, loans, and how it all works? Maybe it’s time to consider starting, or advancing your real estate career? For more details on the the Real Estate Centre’s offerings, check out the links below:

To find out how you can start a career in real estate, check out the Real Estate Centre’s Jump Start Program program. This program includes the courses required for a real estate salesperson license, along with our one day exam prep class.

If you’re a licensed real estate sales agent, and want to make use of the current slow conditions to get a broker’s license, the Real Estate Centre offers a variety of courses to help you achieve the goal. Find everything you need at the following link: Broker’s License Courses.

Need to take your salesperson or broker exam, and just don’t seem to get around to it? Enroll in our Exam Prep. Over 90% of our students pass their real estate licensing exams, on the first try.

Whether you’re new to real estate, or you’re a sales agent ready to become a broker, the Real Estate Centre has a program for you. Order online at www.realestatecentre.biz, or give us a call at 310-410-9718 and let us customize a program to meet your needs.

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John Henderson’s Real Estate Exam Prep – 19th edition now available

Wednesday, April 7th, 2010

It’s finally here – the new edition of my real estate prep course materials for the real estate salesperson and broker exams. I’ve updated the course outline, and reorganized it some, improved the analytical exams, added new questions to practice tests (including bonus tests for both sales and broker students), and added an online glossary. The CDs have also been completely redone and sound great. The new and improved books are in our inventory and ready to ship so now you have no excuse to put off getting your real estate salesperson license or broker’s license. For more details on the prep course and all of our offerings, check out the links below:

To find out how you can start a career in real estate, check out the Real Estate Centre’s Jump Start Program program. This program includes the courses required for a real estate salesperson license, along with our one day exam prep class.

If you’re a licensed real estate sales agent, and want to make use of the current slow conditions to get a broker’s license, the Real Estate Centre offers a variety of courses to help you achieve the goal. Find everything you need at the following link: Broker’s License Courses.

Need to take your salesperson or broker exam, and just don’t seem to get around to it? Enroll in our Exam Prep. Over 90% of our students pass their real estate licensing exams, on the first try.

Whether you’re new to real estate, or you’re a sales agent ready to become a broker, the Real Estate Centre has a program for you. Order online at www.realestatecentre.biz, or give us a call at 310-410-9718 and let us customize a program to meet your needs.

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A sweet deal on a gift for your sweetheart

Wednesday, February 10th, 2010

Looking for a calorie-free treat for you, or a loved one for Valentine’s Day? Look no further. What says “I Love You” more than a new career? It lasts longer than candy, and is more practical than diamonds. And, it’s on sale.

Enroll in any of the Real Estate Centre’s programs, and receive a $10 discount for Valentine’s Day. Just enter “love” when prompted for a coupon code in the shopping cart to receive the savings.

For information on our live, and home study courses, check out the links below:

To find out how you can start a career in real estate, check out the Real Estate Centre’s Jump Start Program program. This program includes the courses required for a real estate salesperson license, along with our one day exam prep class.

If you’re a licensed real estate sales agent, and want to make use of the current slow conditions to get a broker’s license, the Real Estate Centre offers a variety of courses to help you achieve the goal. Find everything you need at the following link: Broker’s License Courses.

Need to take your salesperson or broker exam, and just don’t seem to get around to it? Enroll in our Exam Prep Class. Over 90% of our students pass their real estate licensing exams, on the first try.

Whether you’re new to real estate, or you’re a sales agent ready to become a broker, the Real Estate Centre has a program for you. Give the gift of real estate to your loved one for Valentine’s Day, and get a $10 discount on all orders placed before February 15, 2010. Order online at www.realestatecentre.biz, or give us a call at 310-410-9718 and let us customize a program to meet your needs.

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Real estate classes make great gifts

Wednesday, December 16th, 2009

Are you looking for a gift for that special person? How about a jump start on a new career? With the Real Estate Centre’s Jump Start program, a new career is only a few months away. The program includes the three home study courses required to qualify for the California Real Estate salesperson licensing exam, plus my one day live exam prep class.

Don’t get sucked into mall shopping, fighting for parking places, and long lines to check out. Order the Real Estate Centre’s Jump Start program and give the gift the changes lives. And, remember giving starts at home so order one for yourself, too.

And, to sweeten the deal, between now and December 22, 2009, I’m offering a $10 discount on all online enrollments. Just enroll a live or home study program, enter “wow” when you’re prompted for a coupon code, and save $10 on your order. For details on our course offerings, check out the links below.

If you’re interested in getting your real estate license, or advancing your real estate career, take a look at the following links on the Real Estate Centre website, or call my office at 310-410-9718.
To find out how you can start a career in real estate, check out the Real Estate Centre’s Jump Start Program program. This program includes the courses required for a real estate salesperson license, along with our one day exam prep class.

If you’re a licensed real estate sales agent, and want to make use of the current slow conditions to get a broker’s license, the Real Estate Centre offers a variety of courses to help you achieve the goal. Find everything you need at the following link: Broker’s License Courses.

Need to take your salesperson or broker exam, and just don’t seem to get around to it? Enroll in our Exam Prep Class. Over 90% of our students pass their real estate licensing exams, on the first try.

Whether you’re new to real estate, or you’re a sales agent ready to become a broker, the Real Estate Centre has a program for you. Take a look at our course offerings. Or, give us a call at 310-410-9718 and let us customize a program to meet your needs. Remember, order before December 22 to take advantage of our holiday sale.

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Cut commissions? No!

Tuesday, December 8th, 2009

When I saw the headline Cutting your Agent’s Cut in the Los Angeles Times Business Section on Sunday (the article has a different title in the online version) I could feel my blood start to boil. How dare they put together a “how to” telling sellers how to take advantage of the people I spend most of my time working with (and for)? But then, my wife mentioned going out to brunch, and it was my only Sunday off for a long time, so I abandoned the paper, made a mental note to check it out later, and headed out in hopes to beating the rain.

I made a good choice. The food was great, and now that I’ve read the article, I find the title to be a bit misleading. While the article purports to give readers the inside scoop on how to negotiate an agent’s commission down from the standard 6%, I found that the article made strong points for paying full (or close to full) commission for an experienced agent’s services and expertise. There was even a discussion of the pitfalls of using an agent who offers steep discounts on his or her commission, noting that these agents often want to move houses quickly and at prices far below market, meaning in the long run sellers who use these agents lose money on the price of their homes.

Clearly, times are tough for many people. Lots of homeowners are feeling pressure to sell their homes, and home prices are still very flat. People are looking to cut costs wherever they can. But, a good real estate agent is worth his or her weight in gold. Good agents know their markets, price homes fairly, and work hard to sell homes. If you’re making a listing presentation to a seller who’s asking you to cut your commission, look for areas of compromise. Maybe you can cut it down by a fraction (.5%). Or, maybe you can include a home warranty for the buyer, or offer some other add-on service that will provide extra value to the sale.

While we all feel pressure to take jobs/listings that are offered to us, if you sense from the start that the relationship with a seller isn’t going to work out, then maybe it’s better to walk away at the beginning. There’s nothing more frustrating that putting a lot of time, effort, and money into selling a home that won’t sell. One change many of us need to make is in determining where we’re going to put our energy. I look at where the biggest pay-off will be. If I don’t see a way to make it work from the start, then maybe it’s not the project for me, regardless of how good it looks initially.

Check out the article. After you get past feeling irritated about the title (which is different in the online version of the article), you may find some information you can use to help you do business a little differently, and maybe a little better.

As always, if you’re interested in starting, or advancing your real estate career, check out the offerings listed below. Remember, the holidays are almost here, and real estate classes make great gifts.

If you’re interested in getting your real estate license, or advancing your real estate career, take a look at the following links on the Real Estate Centre website, or call my office at 310-410-9718.
To find out how you can start a career in real estate, check out the Real Estate Centre’s Jump Start Program program. This program includes the courses required for a real estate salesperson license, along with our one day exam prep class.

If you’re a licensed real estate sales agent, and want to make use of the current slow conditions to get a broker’s license, the Real Estate Centre offers a variety of courses to help you achieve the goal. Find everything you need at the following link: Broker’s License Courses.

Need to take your salesperson or broker exam, and just don’t seem to get around to it? Enroll in our Exam Prep Class. Over 90% of our students pass their real estate licensing exams, on the first try.

Whether you’re new to real estate, or you’re a sales agent ready to become a broker, the Real Estate Centre has a program for you. Take a look at our course offerings. Or, give us a call at 310-410-9718 and let us customize a program to meet your needs.

http://www.latimes.com/business/la-fi-cover-homeselling6-2009dec06,0,2270963.story

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Experts give new opinions on the mortgage crisis

Friday, September 25th, 2009

I just watched an interesting discussion on the Wall Street Journal website called Homes Unsettle Street. In the video (which starts after a short ad), a panel of experts discusses the August dip in existing-home sales possibly posing a speed bump on the housing market’s even path to recovery and deepening investor worries. While at first blush this appears to be cause for concern, it also may mean that there will be new opportunities for good deals, especially for aggressive buyers. My conclusion? It’s still anyone’s guess. Check out the video and let me know what you think.

If you’ve got a little money, and a little savvy, this can be a great time to get into the real estate market. And, if you’re looking for the inside track on real estate deals, having a real estate license is essential.

To find out how you can start a career in real estate, check out the Real Estate Centre’s Jump Start Program program. This program includes the courses required for a real estate salesperson license, along with our one day exam prep class.

If you’re a licensed real estate sales agent, and want to make use of the current slow conditions to get a broker’s license, the Real Estate Centre offers a variety of courses to help you achieve the goal. Find everything you need at the following link: Broker’s License Courses.

Need to take your salesperson or broker exam, and just don’t seem to get around to it? Enroll in our Exam Prep Class. Over 90% of our students pass their real estate licensing exams, on the first try.

Whether you’re new to real estate, have a conditional license and want your four-year license, or you’re a sales agent ready to become a broker, the Real Estate Centre has a program for you. Take a look at our course offerings. Or, give us a call at 310-410-9718 and let us customize a program to meet your needs.

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Father’s Day Discount on Real Estate Classes

Thursday, June 18th, 2009

Waiting for the real estate class you need to go on sale? Well the wait is over. In honor of fathers everywhere, The Real Estate Centre is offering a $10 Father’s Day discount on all online enrollments placed between June 18 and June 24, 2009. It’s easy. Just enroll in one of our live or home study programs, enter “dad” when you’re prompted for a discount code, and save $10 on your order.

Real estate classes also make great gifts. So, if you’re wondering what to get dad this year, why not a new career? Even better, sign up for a class yourself and show him that you’re serious about starting a career with enough earning potential to support him in his old age. Who could imagine a better gift?

Still wondering what to get the new grad in the family for a graduation gift? Again, a career and financial security beat an iPod in my book.

To find out how you can start a career in real estate, check out the Real Estate Centre’s Jump Start Program program. This program includes the courses required for a real estate salesperson license, along with our one day exam prep class.

If you’re a licensed real estate sales agent, and want to make use of the current slow conditions to get a broker’s license, the Real Estate Centre offers a variety of courses to help you achieve the goal. Find everything you need at the following link: Broker’s License Courses.

Need to take your salesperson or broker exam, and just don’t seem to get around to it? Enroll in our Exam Prep Class. Over 90% of our students pass their real estate licensing exams, on the first try.

Whether you’re new to real estate, have a conditional license and want your four-year license, or you’re a sales agent ready to become a broker, the Real Estate Centre has a program for you. Take a look at our course offerings. Or, give us a call at 310-410-9718 and let us customize a program to meet your needs.

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